Damage to roofs following storms and heavy rain is one of the most common reasons for claims on home insurance policies. Water pouring into your home can be devastating, causing damage to electrical wiring, plasterwork, carpets and internal contents. Even small roof leaks can be costly in terms of damage and repairs.
Unfortunately, many roof damage insurance claims are turned down. This is due to the fact that insurance company argue it’s ‘wear and tear’ and a lack of maintenance rather than sudden damage caused by a storm. If this happens, it’s worth getting a roof inspection report for insurance.
Making an insurance claim can be a confusing and lengthy process, and the more evidence you have the easier it becomes. Even knowing who to call, whether you can have repairs carried out without authorisation and the policy excess level can be confusing. If you’re looking to make a claim after a heavy storm it’s probable affected thousands of other homeowners, meaning the insurance company will be busier than ever. Actually getting to speak to someone may be a challenge, and getting a Loss Adjuster out to inspect your roof could take weeks.
Paying for your own roof inspection report for insurance purposes can be a very worthwhile investment. Traditionally, this would involve calling a local roofing contractor. Again, at busy times of year it can be difficult to get someone out, especially if it’s a small job like a home roof inspection report.
Fortunately drone technology has made things much easier. A drone roof inspection report for insurance can take less than half an hour from the time the pilot arrives at your home. There’s no need for ladders or scaffolding, a drone pilot just needs to carry out a few safety checks and have a place to take off and land from. The onboard camera can produce a highly detailed roof inspection report ideal for making an insurance claim.
You don’t have to wait until there’s a problem to get a drone roof inspection report of course. If you’re buying a new property or just want to plan for maintenance and repairs it’s worth contacting local drone hire companies. A CAA approved drone pilot can produce a roof inspection report for around two hundred pounds.
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